Buyer Checklists

Stay organized from your first search to the closing table.

Preparation & Finance

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Check your credit score and report for errors

Determine your monthly budget (PITI)

Save for down payment (3-20%) and closing costs (2-5%)

Get Pre-Approved (not just pre-qualified) with a local lender

Define your 'Must-Haves' vs. 'Nice-to-Haves'

Choose a buyer's agent (Interview 2-3)

Pro Tip

Don't skip the "Pre-Approval" step in the Preparation phase. In the Charlotte market, most sellers won't even entertain an offer without a solid pre-approval letter attached.